how to borrow airtime from mtn | MTN Xtratime

By | March 31, 2023

how to borrow airtime from mtn – Are you in a situation where you urgently need to make a call or send a text message but don’t have enough airtime on your MTN line? You’re not alone. Many people find themselves in such situations, especially when they need to make an emergency call at odd hours when call centers are closed. Fortunately, MTN has a service called MTN Xtratime that allows you to borrow airtime based on your eligibility. In this article, we will show you three ways to borrow credit on MTN and provide some important things you need to know about this service.

About MTN Xtratime

MTN Xtratime is a service that allows you to borrow credit and pay it back later. You can borrow airtime when you run out of credit and pay back when you recharge your line. It’s a convenient service that saves you time when you need to make an urgent call, especially when you’re unable to buy a recharge card from a call center. You can borrow airtime at any time of the day, whether it’s midnight or during a meeting. If you need to link nin to airtel or BVN issues, see How to Check Your BVN Without Airtime 2023.

Eligibility for Borrowing Airtime from MTN

Before you borrow airtime from MTN Nigeria, there are some important things you need to know:

  • You must have an active, registered MTN SIM card.
  • You must be on at least 12 months on the network, or recharge your line often for three months to be eligible for this offer.
  • Your monthly recharge must be between N0 and N75 to qualify for extra airtime.
  • You must not have any outstanding debts on the service. This means you cannot borrow credit twice without paying up your existing or previous Xtratime debt.
  • You will be charged a 10% service fee for every transaction.
  • MTN will deduct the amount of airtime you borrowed from your account once you recharge your line.
  • This service is limited to prepaid users only. Postpaid customers are not eligible.

How to Borrow Airtime from MTN

There are three ways to borrow airtime from MTN:

  • Dial *606# on your phone dialer, select Xtratime from the list, choose the amount of airtime you want to borrow, and confirm the service fee.
  • Dial *123#, reply “6” to see the Xtratime menu, select Xtratime from the list, choose the amount of airtime you prefer, and confirm the message MTN sends to you.
  • Dial 606, follow instructions to select your preferred language, select XtraTime, listen to the Speaking voice mention the amount of data you are eligible to borrow, type the required number to select your preferred data volume, accept the 10% service fee confirmation, and wait for a notification message that your account has been credited with MTN Xtratime.

The PAYME, PAYU Strategy

Another way to get airtime when you’re in a tight spot is to ask a close friend to share a portion of their airtime with you, promising to pay them back when you recharge. If you don’t have a friend nearby, you can make use of the MTN call-me-back service. Simply dial *133#, input the number of the person you want to ask a favor from, select one of the “Call Me” options, and wait for a callback.

How to Check Xtratime Balance

To check your Xtratime balance, simply dial *606# and select “Check Xtratime Balance.” MTN will send you a message with your remaining airtime balance.

How to Borrow Data from MTN

If you need to borrow data instead of airtime, you can do so using the MTN Xtrabyte service. Here’s how:

  • Dial *606# and reply to the code to select Xtrabyte.
  • Choose the data bundle you want to borrow from the list of available options.
  • MTN will send you a message asking you to confirm that you accept the service fee. Once you confirm your request, you will receive another message from MTN telling you that your transaction was successful.

It’s important to note that the same eligibility criteria and service fees apply to both airtime and data borrowing. Instead of borrowing from MTN, you can take a loan from Lendsqr’s Smart Loan or even hiloan loan.

Is There a Way to Cancel Borrowed Credit?

Many people wonder if there is a way to cancel borrowed credit. The truth is, you cannot cancel the debt you owe unless you stop using the MTN SIM card. No matter the tariff plan you’re currently on or migrating to, you must recharge your line to pay back the borrowed airtime.

How to Check If You’re Eligible for MTN Xtratime

If you’re not sure whether you’re eligible for MTN Xtratime, you can check your eligibility status by dialing *606# and selecting “Eligibility Status” from the pop-up menu. MTN will send you a message telling you if you’re eligible for the offer or not.

In conclusion, borrowing airtime or data on MTN is a convenient way to stay connected even when you’re short on credit. With these tips, you can easily borrow airtime or data on MTN and pay it back later. Just make sure you meet the eligibility criteria and pay the service fees on time to avoid any issues.

FAQ: how to borrow airtime from mtn

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